The Woodard Agency

Your Independent Insurance Agent



The  Agency image
Welcome to my new website.  After thirty eight years as an agent for a major insurance company, I made the choice to become an independent agent.  This means that rather have just one company to offer, I now have several companies with which to do business.  Now I can offer you rates from several companies. In other words, do your shopping for your. With my new state of the art rating system I am able to input your information into the computer ONE time and it will give me rates and coverage from multiple companies, thus giving you choices to fit your insurance needs and budget. I will then be able to sit down with you and discuss your needs and answer any questions you might have.

I have forty years experience as an insurance agent and am here to offer you the services of my agency. I serve the greater Everett; Seattle; Marysville area and the entire state of Washington. I work by appointment only and I COME TO SEE YOU at your home, office, favorite coffee shop, the choice is is yours. I do not accept walk in business. I come to you so that we can have an undisturbed visit.

Our quotes are free, of course, and I am a low key person, no high pressure here. When you call, no buttons to push to get through to me because I answer the phone, unless of course I am on the other line or with a client, in which case you get my old fashioned answering machine and I will call you back ASAP.  Please give me an opportunity to earn your trust and continued business.  Thank you.
Auto Insurance

Auto Insurance

Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states. The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. There are also ancillary medical, car rental and other coverages which vary by state. Utilizing high deductibles on the physical damage coverages can help reduce premiums. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident. The Woodard Agency offers free, comparative quotes on auto insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.

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If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home. The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way — unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss. The Woodard Agency offers free, comparative quotes on homeowners insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.

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Commercial Insurance

Commercial Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers’ compensation insurance covers injuries to employees. Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you

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Life Insurance

Coming soon

AUTO                                  HOME

Progressive                     Travelers

Safeco                             Nationwide

Kemper                            Safeco

Travelers                          Kemper



                      And other fine Companies

Lee Woodard

Agency Owner/ Broker

Born and raised in Everett, Washington. Graduated Everett High School, class of 1962. Forty years insurance experience. Volunteer YMCA International Service Club, member of Lions, past club President, past Zone Chairman, currently chairman of White Cane Days, and Food Drive . "We Serve"

  • 112 74th Street Southeast, Everett, Washington, United States